Property and Casualty Insurance License Exam Cram™

Chapter 9. Personal Auto Insurance

Terms you'll need to understand:

• Named insured

• Family member

• Bodily injury

• Occupying

• Property damage

• Covered auto

• Temporary substitute auto

• Collision

• Other than collision

• Nonowned auto

• Policy territory

• Miscellaneous type vehicles

Concepts you'll need to master:

• Liability coverage

• Medical payments coverage

• Uninsured motorists coverage

• Underinsured motorists coverage

• Coverage for damage to your auto

• Who is an insured (under each coverage)

• Supplementary payments

• Financial responsibility

• Out of state coverage

• Other insurance

• Transportation expenses

• Joint ownership coverage

• Towing and labor costs

• Extended nonowner coverage

• Named nonowner coverage

• No-fault insurance

• Assigned risk plans

There are two major automobile exposures for which individuals ...