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Psych Yourself Rich: Get the Mindset and Discipline You Need to Build Your Financial Life by Farnoosh Torabi

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8. Think Five Years Ahead

“A good plan today is better than a perfect plan tomorrow.”

General George S. Patton

When it comes to our life savings, we often refer to two primary buckets: rainy day and retirement. We save for short-term emergencies such as a layoff, car accident, or sudden medical procedure. For retirement, we have 401ks, IRAs, and other investment portfolios to help aggressively build savings for the future. At best, we live in the now, plan for the uncertainties, and invest for life 20, 30, or 40 years down the road. But what about everything else in between? What about all those tremendous milestones that help shape the purpose and meaning of life? Events such as starting a family, buying a home, changing careers, getting married ...

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