If you still feel uncomfortable managing your money, an experienced financial advisor or debt counselor may help. Unfortunately, not all have your interests at heart. Anytime you seek help, you always need to do two things:
Make certain the person you consider is legitimate. Check out proper licenses and designations. There are too many stories of con artists who say they’re financial professionals and walk off with people’s money! Also, search for complaints against the person. We gave you some places to go to check people out in Appendix A, “References and Resources.”
Determine how you will be charged, and exactly what the professional you’re considering will do for the money.
In this appendix, we give you some ...