Acknowledgments

This book arose largely out of the many interactions I have had with a variety of risk management clients. To them I am very grateful for all of the ideas and discussions. Stephen McPhie, my partner and cofounder of RSD Solutions, has been an excellent source of ideas and a great help in clarifying my ideas and thoughts on risk management.

John Fraser, the retired Chief Risk Officer of Hydro One, has been a terrific risk educator for me. There is no one else I have met who brings the same amount of passion and wisdom to enterprise risk management than John. Although we do not always agree, I have learned more about risk management from discussions with John than I ever did through more formal study.

Another source of inspiration ...

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