Congratulations on taking the first step toward reaching your retirement goals by making this timely purchase and finding your way to the starting line. My commitment to you is to “tell it like it is” without sugarcoating the message and yet deliver the message with a strong sense of encouragement and a touch of humor. Granted, your retirement is no laughing matter, but I've always found humor to be a great source of realism and perspective in life, so let's get to work. We can solve some problems and share a laugh or two. I promise that some will be at my expense.

I think it's important for you understand why I'm writing this book and what you can expect from it. My primary reason for writing Retirement Countdown is a fairly simple ...

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