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Risk Scoring for a Loan Application on IBM System z: Running IBM SPSS Real-Time Analytics

Book Description

When ricocheting a solution that involves analytics, the mainframe might not be the first platform that comes to mind. However, the IBM® System z® group has developed some innovative solutions that include the well-respected mainframe benefits. This book describes a workshop that demonstrates the use of real-time advanced analytics for enhancing core banking decisions using a loan origination example. The workshop is a live hands-on experience of the entire process from analytics modeling to deployment of real-time scoring services for use on IBM z/OS®.

In this IBM Redbooks® publication, we include a facilitator guide chapter as well as a participant guide chapter. The facilitator guide includes information about the preparation, such as the needed material, resources, and steps to set up and run this workshop. The participant guide shows step-by-step the tasks for a successful learning experience. The goal of the first hands-on exercise is to learn how to use IBM SPSS® Modeler for Analytics modeling. This provides the basis for the next exercise "Configuring risk assessment in SPSS Decision Management". In the third exercise, the participant experiences how real-time scoring can be implemented on a System z.

This publication is written for consultants, IT architects, and IT administrators who want to become familiar with SPSS and analytics solutions on the System z.

Table of Contents

  1. Front cover
  2. Notices
    1. Trademarks
  3. Preface
    1. Authors
    2. Now you can become a published author, too!
    3. Comments welcome
    4. Stay connected to IBM Redbooks
  4. Chapter 1. Proof of Technology overview
    1. 1.1 Planning the Proof of Technology
    2. 1.2 Tasks to plan and execute the PoT
      1. 1.2.1 Several weeks before the PoT delivery
      2. 1.2.2 About one week before the PoT delivery
      3. 1.2.3 As soon as you have access to the System z system
      4. 1.2.4 Just before PoT delivery
    3. 1.3 Flow
      1. 1.3.1 Design
      2. 1.3.2 Actual implementation
    4. 1.4 Modules
    5. 1.5 Handouts
      1. 1.5.1 Presentations
    6. 1.6 Products used
  5. Chapter 2. PoT technical overview
    1. 2.1 Preparing the System z environment
      1. 2.1.1 z/OS LPAR
      2. 2.1.2 z/Linux system: platform
      3. 2.1.3 z/Linux system: analytics
    2. 2.2 Preparing the clients
      1. 2.2.1 Client software
    3. 2.3 Final checks
      1. 2.3.1 Run the scoring transaction to test setup
  6. Chapter 3. Preparations before you start
    1. 3.1 Important reading guidelines
    2. 3.2 Worksheet
    3. 3.3 General system information
  7. Chapter 4. Worksheet
    1. 4.1 General system information
  8. Chapter 5. Analytics modeling with IBM SPSS Modeler
    1. 5.1 Background reading: Modeling and IBM SPSS Modeler
      1. 5.1.1 Key questions for a modeling project
      2. 5.1.2 Introduction to IBM SPSS Modeler
      3. 5.1.3 IBM SPSS Modeler benefits
    2. 5.2 What this lab is about
      1. 5.2.1 What will you learn?
      2. 5.2.2 Prerequisites
    3. 5.3 Building a predictive model
      1. 5.3.1 Starting SPSS Modeler Workspace
      2. 5.3.2 Connecting to data
    4. 5.4 Building a model
    5. 5.5 Deploying a model
      1. 5.5.1 Creating a scoring workflow
      2. 5.5.2 Deploying scoring workflow
    6. 5.6 Summary
  9. Chapter 6. Configure the risk assessment in SPSS Decision Management
    1. 6.1 Introduction to SPSS Decision Management
      1. 6.1.1 Prerequisites
      2. 6.1.2 Create your SPSS Decision Management project
      3. 6.1.3 Combine
      4. 6.1.4 Deploy
      5. 6.1.5 Summary
  10. Chapter 7. Configuration of the risk assessment application for real-time scoring
    1. 7.1 Introduction
      1. 7.1.1 Prerequisites
      2. 7.1.2 Create a scoring configuration for the Decision Manager stream
      3. 7.1.3 Use SPSS Collaboration and Deployment Services portal to test the scoring configuration
      4. 7.1.4 Call the scoring service from a CICS transaction
      5. 7.1.5 Summary
  11. Appendix A. Additional material
    1. Locating the Web material
    2. Using the Web material
  12. Related publications
    1. IBM Redbooks
    2. Other publications
    3. Online resources
    4. Help from IBM
  13. Back cover