Safely Prosperous or Really Rich: Choosing Your Personal Financial Heaven

Foreword

Robert Allen

Author of Nothing Down, the best-selling real estate book in American publishing history, as well as the best sellers Creating Wealth and Multiple Streams of Income, and the 2003 best seller, The One-Minute Millionaire

Before me and my ideas, there was Howard Ruff and his ideas, inspiring me and millions of other entrepreneurs and investors in America.

I've known Howard personally and professionally for many years. Everyone should have a friend like Howard. He was there for me when I was going through some serious crises. He believed in me even when I wasn't sure I believed in myself. Professionally, I have always admired his work. His writing and speaking are always clear, direct, and simple, so no one is ever left wondering what he's talking about. He has always been a highly principled man, and his old-fashioned views on ethics, faith, and family as they relate to money have always been a breath of fresh air.

I subscribed to and faithfully read Howard's financial newsletter, The Ruff Times, greatly valuing his counsel and often putting it to work in my own life and businesses.

I read with great interest his 3-million-selling How to Prosper During the Coming Bad Years, and was blown away by how right on he was at that time. I was also amazed that he could sell 3 million books. My first book, Nothing Down, had just been released, and I was hoping for similar success.

As fellow Californians, Howard and I crossed paths often, sometimes attending or speaking ...