PART III(Dramatically) New Thinking

We’ve covered the basics—so you don’t make your current situation worse.

We have also gone into your particular situation—you are at R–10, for example—so that you definitively know what you have to do in the years ahead.

In the process, we have asked you to consider your retirement planning from every possible angle—and we are not about to stop now. In the pages ahead, we are going to help you answer such questions as: How important is Social Security to your future? How much risk should you be taking with your investments, when you retire? (Hint: It may be more than you think.) Finally, we are going to discuss whether it is possible—as some people have suggested—that we are saving too much for retirement. ...

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