You have already seen that the LR model is much easier to train for a small training dataset. However, we haven't experienced better accuracy compared to GBT and Random Forest models. However, the simplicity of the LR model is a very good starting point. On the other hand, we already argued that Random Forest would be the winner over GBT for several reasons, of course. Let's see the results in a table:
Now let's see how the predictions went for each model for 20 accidents or damage claims: