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Smart Cards: The Developer's Toolkit by Scott B. Guthery, Timothy M. Jurgensen

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Chapter 5. Multiapplication Smart Cards

Since the early to mid-90s, much of the evolution of smart card technology has been in the direction of defining and adding on-card code later and later in the development and deployment phases of smart card applications. This “late binding” of application definition to smart card infrastructure has culminated in a variety of systems which allow application software to be loaded onto a card even after it is in the hands of a cardholder. In this chapter, we'll examine several of these multiapplication card systems. Each has a variety of advantages and detractions, and for the most part all are still being pushed in the marketplace of ideas.

In terms of deployment of cards in real-world systems, the Java Card ...

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