CHAPTER 8

Crowdfunding Investor Credit Scoring and Support Vector Machine

In the simplest context, ‘credit’ means ‘complete the purchase now, and finalize the payment later’, no matter what the buying activity is for, either instant consumption, tangible products and other intangible services that meet consumers’ needs, or productive companies; while ‘scoring’ means ranking order instances (e.g., people, firms, countries, etc.) via some numerical tool based on various real or recognized quality (e.g., productivity, profitability, saleability, etc.). The ultimate goal of scoring is thus to be able to distinguish between these cases. In many scenarios where deterministic realities are rare but only with stochastic probabilities, scoring can also ...

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