Conclusion

This book has, I hope, been useful to you, both in getting you into a smarter investing mindset and in allowing you to decide what type of portfolio makes sense, and how you can put this into practice. If you take anything away from this book, then let it be these six points:

  1. Getting the mix of investment building blocks right is the most critical factor. Balance equity risks with high quality shorter-dated bonds. Remember that diversification makes good sense and is the only free lunch that investing provides you. Spread your portfolio into a number of building blocks to create a portfolio that will help you through the seasons.
  2. Remember that risk and return go hand in hand with few, if any, exceptions. If it looks too good to be ...

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