Community Development Financial Institutions

Community development financial institutions, better known by the acronym CDFIs, are mission-driven, locally controlled, private-sector financial organizations that are certified by the US Department of the Treasury’s CDFI Fund. Individual CDFIs raise capital from government agencies (including but not limited to the federal CDFI Fund), large banks, nonprofit foundations, nonfinancial institutions, and individual donors and investors. A CDFI uses the bulk of the capital it raises to provide financial products and services to the community it serves.

A CDFI may be a community development bank, community ...

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