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The College Solution: A Guide for Everyone Looking for the Right School at the Right Price by Lynn O’Shaughnessy

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529 Plan Assistance

If you’ve ever been approached by someone selling 529 plans, you might have walked away believing that a 529 savings plan is a magic elixir. Listen to the salesman long enough and you might assume that the 529 is the Easter bunny, Santa, and tooth fairy all rolled up in one investment product.

The hyperbole is understandable when you consider that 529 plans are just about all that many investment professionals recommend to families who are freaking out about college costs. Most parents who invest in a 529 plan have heard the sales spiel. In fact, the vast majority of families who invest in 529 plans do so through stockbrokers and other professionals.

The 529 plan can be a wonderful tool, but rarely do families get a glimpse ...

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