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The College Solution: A Guide for Everyone Looking for the Right School at the Right Price by Lynn O’Shaughnessy

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Financial Planners and Education Advice

The hard part isn’t picking a 529. That’s easy. The tough part is knowing how to mix and match a 529 plan with the bewildering number of options for parents who want to save for college. In addition to 529 plans, the possibilities include the Coverdell Education Savings Account, Individual Retirement Accounts, custodial accounts, taxable accounts, and that favorite gift for newborns—savings bonds. Once teenagers are ready for college, it’s equally challenging to figure out what assets should be tapped to pay for college, which loans are most appropriate, and how the financial aid process works.

Rather than muddle through the process alone, some families may want to seek professional help. If you ultimately ...

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