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The Debt Escape Plan by Beverly Harzog

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8What If You’re in a True Debt Disaster?

Credit card debt just by itself is stressful, to be sure. But there’s a category on a different level that I call a true debt disaster. For instance, what if you lost your job during your debt-payoff process and now you can’t make your minimum payments? What if your credit card accounts are so overdue they’ve all been sent to a collection agency? Or maybe you have more than $100,000 of credit card debt and there’s no way you can meet the minimum payments; and, because your debt is so huge, the compound interest is making it worse every day.

If you identify with any of these scenarios, you’re most likely at a point where you feel you’re not only drowning, but going down for the last time. This is a scary ...

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