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The Debt Escape Plan by Beverly Harzog

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97 Simple Strategies to Boost Your Credit Score

You’ve worked hard. Maybe you’ve paid off your debt, or maybe you’re making such good progress that you can now turn some of your attention to getting your FICO score back on track.

The seven strategies I will be discussing start with the assumption that you will pay all of your bills on time. Not just your credit card bills, but every bill you’re responsible for. That’s the foundation for improving your score. So are you all in? Okay, let’s fix your credit score!

Your Credit Score

When you apply for credit, the lender pulls your credit report from one of the three major credit bureaus: Equifax, TransUnion, or Experian. The bureaus keep track of information that’s reported about your payment history. ...

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