Keeping on Track and Keeping It Real

Using the Tools That Help You Stay on the Plan

The most powerful tool in our new debt-free life is obviously our Debt-Free Spending Plan. This is the centerpiece that makes everything else work. The reason we could never live within our means before is that we lived in vagueness about our money and we never had a plan to guide us in our spending. Now, we do. Every month of every year—for the rest of our lives—we will know what we have to live on, and we will know what we have to spend. We’re never, ever, going to put money into our account and wing it again. And if we take that little bit of time each month ...

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