CHAPTER 3

The Blues® to the Rescue?

Two of the most iconic symbols in America are associated with the Blue Cross and Blue Shield (BCBS) companies. This should not be surprising because the Blues® provide medical coverage for one in three Americans, about 111 million people. The BCBS companies cover nearly three-quarters of America’s Fortune 100 employers, including Microsoft, Walmart, General Motors, and UPS. Small business employers provide coverage for 6.8 million employees. An additional 17 million Americans are covered by BCBS companies, which include retirees and their families as well as unionized workers. The Federal Employee Health Benefits Program provides coverage for 5.8 million federal workers, retirees, and their families. Finally, ...

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