The Future of Health/Medical Insurance
Health insurance is the term used to describe the employer-based benefit that pays our medical bills. Health insurance is a misnomer. It should be called medical insurance, because when we are ill or have a disease, we need the services of a physician or other medical provider—such as a surgeon to become healthy. Medical insurance thus helps pay our bills for the services of a physician, surgeon, or a hospital stay, which can run into the tens, if not hundreds, of thousands of dollars. But as we shall see in this chapter, the cost of medical care can be reduced substantially and reduce, if not eliminate, the need for the current exorbitantly expensive hospitalizations and other medical expenses. ...
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