Introduction:When the Sheriff Comes a-Knockin’

In the Preface you met Susan, an amalgamation of my bankruptcy clients. You may or may not relate to Susan, sitting in my office holding a Summons and Complaint. You may have asked, How was she sued if she has a successful business? Further, even if she was sued, why is that the end of the world? How could this ever happen to me?

Let me flesh out Susan’s all-too-common scenario. As I mentioned, Susan’s an experienced entrepreneur who’s been in business two years with rising sales and strong staff. Susan started her retail brick-and-mortar business with one location. That location did well, so, on the strength of her business model, she scouted and opened two additional locations using the same strategy. ...

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