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The Handbook of Employee Benefits: Health and Group Benefits 7/E by Jerry Rosenbloom

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CHAPTER 11Dental Plan Design

Ronald L. Huling

In 2010, 45 percent of small firms (3–199 workers) and 87 percent of large firms (200 or more workers) provided dental benefit plans.1 It is not surprising that dental plans are so popular. Most of the U.S. population visits a dentist at least once each year.

DIFFERENCES BETWEEN MEDICINE AND DENTISTRY DRIVE PLAN DESIGN

Medicine and dentistry have many differences, and sound dental plan design recognizes these. These differences include practice location, the nature of care, cost, and emphasis on prevention.

Location

The typical physician practices in a group, while many dentists practice almost exclusively in individual offices. Partly because of these practice differences, physicians tend to associate ...

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