CHAPTER 19Financial Planning as an Employee Benefit

Robert T. LeClair

Today’s business environment places extraordinary demands on individuals, couples, and families. Two-career couples, downsized corporations, home computers, smart phones, laptops, telecommuting, globalization, and other factors have contributed to a hectic, fast-paced, and sometimes frantic modern lifestyle.

Few people today have the luxury of adequate personal time to plan and to manage their own affairs, including their financial situations. They are rightly concerned that, despite all their hard work, they may not achieve the financial security and peace of mind they desire.1 The economic crisis of 2008–2009, often labeled the “Great Recession,” has only added to the anxiety ...

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