21
Housing Finance
Chapter Objectives
This chapter will enable you to develop an understanding of the following:
Meaning of housing finance
Role of housing and housing finance in the economy
Evolution of housing and housing finance in India
Policy initiatives and measures to develop the housing sector in India
Housing-finance institutions (HFIs)
Types of housing loans
Risk management by HFIs
Marketing strategies of HFIs
National Housing Bank and its role in housing finance
Residential mortgage-backed securitisation
Reverse-mortgage loan
Housing-finance Industry: Issues and future outlook
INTRODUCTION
Shelter being one of the three basic human needs, every human being aspires to own a home. Homes are not just houses—they are environments ...
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