21

Housing Finance

Chapter Objectives

This chapter will enable you to develop an understanding of the following:

  1. Meaning of housing finance

  2. Role of housing and housing finance in the economy

  3. Evolution of housing and housing finance in India

  4. Policy initiatives and measures to develop the housing sector in India

  5. Housing-finance institutions (HFIs)

  6. Types of housing loans

  7. Risk management by HFIs

  8. Marketing strategies of HFIs

  9. National Housing Bank and its role in housing finance

  10. Residential mortgage-backed securitisation

  11. Reverse-mortgage loan

  12. Housing-finance Industry: Issues and future outlook

INTRODUCTION

Shelter being one of the three basic human needs, every human being aspires to own a home. Homes are not just houses—they are environments ...

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