The Little Book of Bulletproof Investing: Do's and Don'ts to Protect Your Financial Life

So Long, Farewell

We hope that you will profit from these meditations on bulletproofing your investments, both personal and financial.

In closing, here are a few thoughts on our collective financial predicament.

Our generation is coming into the home stretch with less in the way of financial resources than we anticipated, and certainly much less than we would have wished for. However, this is not the end of the world. The hamster wheel we are on can never get us ahead of our wants, but it can get us well ahead of what we need.

We may retire to a small town instead of a country club. We may have to play golf at a public course. We may drive a Camry instead of a Cadillac. We may travel to our national parks and not to Bora Bora. These might be disappointments, but they are scarcely privations. We might even be better off for them.

There will be a college nearby, where we can expand our minds. There will be a public library, with more great books than we will be able to read in our lifetimes, allowing us to spend our retirement consulting the greatest thinkers who ever lived. Every piece of music ever recorded will be digitally available at our fingertips, and every film ever made waiting for our DVD players. There will be first-class sporting events and quality entertainment on television, and the Internet putting us in touch with a global village almost for free, and computers extending our powers to create, calculate, and communicate in ways unavailable even a generation ago. There ...