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The McGraw-Hill 36-Hour Course: Finance for Non-Financial Managers 3/E, 3rd Edition by Robert Cooke, Susan Shelly, H. George Shoffner

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*The rates for this insurance, covering workers who are injured on the job, will vary with the type of work. Insurance rates for steel erectors who walk around on narrow beams 30 stories above hard pavement are much higher than for people sitting at a desk all day. To keep the example somewhat simple, I’ve used one rate for all employees. In actual practice, the rates would vary with the job description.

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