There is in the act of preparing the moment we start caring.
We have come to the place where our money meets our life and heart, where we organize our financial expenses and income sources and attempt to bring them into alignment with our hierarchy of needs. By going through this brief financial planning exercise, we can synchronously settle the emotional and financial ledgers.
In this chapter, I have provided simple worksheets for organizing your finances in a way that puts first things first, clarifies what you can and can't pay for at this time, and offers peace of mind for the needs you can meet.
Many people have told me of going through life with a haunting, eerie feeling about their financial lives. They are afraid of those aching questions that never quite make it to the surface of a conversation: Am I walking a financial tightrope with my debt and spending? If my income took a hit, would my lifestyle fall like a house of cards? Is it okay to spend some money to have fun once in a while?
Am I really living within my means? Am I going to be financially stressed and miserable in my later years?
Like a lost hiker in the mountains who discovers a GPS instrument, just discovering where you are brings a degree of comfort—especially compared to the grinding fear in your belly that you are miles from safety. The exercises in this chapter will act ...