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The Real Retirement: Why You Could Be Better Off Than You Think, and How to Make That Happen by Bill Morneau, Fred Vettese

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Endnotes

Chapter 1

1. Ivan P. Fellegi, “On Poverty and Low Income,” Statistics Canada, Ottawa, Ontario, September 1997.

2. The Organization for Economic Co-operation and Development (OECD), “Pensions at a Glance 2011: Retirement-income Systems in OECD and G20 Countries,” OECD Publishing, Paris, France, March 2011.

3. Michael R. Veall, “Canadian Seniors and the Low-Income Measure,” Canadian Public Policy, University of Toronto Press, vol. 34(s1), pages 47–58, Toronto, Ontario, November 2008.

Chapter 2

1. Statistics Canada, 2011, “Pension Plans in Canada Survey,” Statistics Canada, Ottawa, Ontario, May 2012.

Chapter 3

1. Canadian Institute for Health Information (CIHI), “National Health Expenditure Trends 1975–2010,” CIHI, Ottawa, Ontario, November 2010.

2. Canadian Institute for Health Information (CIHI), “National Health Expenditure Trends 1975–2010,” CIHI, November 2010; and Statistics Canada, “Population by Age Group,” Statistics Canada, Ottawa, Ontario, 2010.

Chapter 4

1. Alexandre Pestov, “The Elusive Canadian Housing Bubble,” Schulich School of Business, Toronto, Ontario, February 2010.

2. John Krainer and Chishen Wei, “House Prices and Fundamental Value,” FRBSF Economic Letter, Federal Reserve Bank of San Francisco, California, issue October 1, 2004.

3. Ibid.

4. For 5-year fixed rate mortgages in Canada, Bank of Canada, “Historic 5-Year Fixed Mortgage Rates.”

5. Craig Wright and Robert Hogue, “Housing Trends and Affordability,” RBC Economics, Royal Bank of Canada, Toronto, ...

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