The Savage Truth on Money, 2nd Edition

Book description

The truth, the whole truth, and nothing but the truth on money

If you are overwhelmed by money decisions and in today's post-crisis economy, who isn't? Terry Savage can help. In The Savage Truth, Second Edition, she takes the fear out of financial decision-making and makes sound financial decisions something that you simply do, rather than something that you stress about. Most importantly, Savage shows you how to gain control over your financial future, setting you free to truly enjoy the present.

  • Details money basics, such as investing, retirement plans, life insurance, college savings, estate planning, and coping with debt

  • Provides methods to keep you on track to reach your long-term goals of financial independence

  • Describes technology you can use to improve your financial decision-making

The truth is if it were easy to make, save, and grow money, everyone would be rich. It isn't easy. But, The Savage Truth on Money, Second Edition makes it a lot easier.

Table of contents

  1. Cover
  2. Title
  3. Copyright
  4. Dedication
  5. Contents
  6. Preface
  7. Chapter 1: The Savage Truth on Getting Rich
    1. The Savage Truth on Your Relationship with Money
    2. The Savage Truth on the Consequences of Choices
    3. The Savage Truth on Goals and Choices
    4. The Savage Truth: No Plan Is an Island
  8. Chapter 2: The Savage Truth on Money Management
    1. The Savage Truth on Using Technology to Control Your Money
  9. Chapter 3: The Savage Truth on Spending and Debt
    1. The Savage Truth on Spending
    2. The Savage Truth on Using Credit and Debt Wisely
    3. The Savage Truth on Getting Out of Debt
    4. The Savage Truth on Dealing with Debt
  10. Chapter 4: The Savage Truth on Chicken Money
    1. Making Money Decisions for Bulls, Bears, and Chickens
    2. The Savage Truth on U.S. Treasury Bills
    3. The Savage Truth on Savings Bonds
    4. The Savage Truth on All Bonds
  11. Chapter 5: The Savage Truth on the Stock Market
    1. The Grasshopper and the Ant Invest
    2. The Stock Market Builds Wealth
    3. The Savage Truth on Stocks and Risk
    4. The Savage Truth on Making Money in Stocks
    5. The Savage Truth on Selecting Stocks
    6. The Savage Truth on Stock Market Timing versus Buy-and-Hold
    7. The Savage Truth on Market Advice
    8. The Savage Truth on Market Behavior—and Yours!
    9. The Savage Truth on the Psychology of Investing
    10. The Savage Truth on Bear Markets, Bubbles, and New-Era Investing
    11. The Savage Truth on the Art of Investing
    12. The Savage Truth on Easy Investing
  12. Chapter 6: The Savage Truth on Investment Choices
    1. Balancing Risk and Reward
  13. Chapter 7: The Savage Truth on Annuities
    1. Understanding Immediate Annuities
    2. Understanding Tax-Deferred Annuities
    3. The Latest Annuity Products
  14. Chapter 8: The Savage Truth on Life Insurance . . . and More
    1. Life Insurance: A Bet Against the Odds
    2. The Savage Truth on Term Life Insurance
    3. The Savage Truth on Cash Value Life Insurance
    4. The Savage Truth on Specialty Health, Life, Disability, and Liability Insurance Policies
  15. Chapter 9: The Savage Truth on Protecting Your Assets
    1. The Savage Truth on Homeowners Insurance
    2. The Savage Truth on Auto Insurance
    3. The Savage Truth on Asset Protection
  16. Chapter 10: The Savage Truth on Paying for College
    1. A College Education Is Still Worth It
    2. The Savage Truth on Finding Money for College
    3. Best Ways to Save for College
    4. Repaying Student Loans
  17. Chapter 11: The Savage Truth on Women and Money
    1. The Savage Truth on Women and Money and Planning for the Future
    2. The Savage Truth on Marriage and Money, Dollars and Divorce
    3. The Savage Truth on Women and Money and Growing Older
    4. The Savage Truth on Women and the Estate Plans Designed to Control Them
  18. Chapter 12: The Savage Truth on Investing for Retirement
    1. Getting Started on Saving for Retirement
    2. The Savage Truth on Investing for Retirement
    3. The Savage Truth on IRAs
    4. The Savage Truth on Small Business Retirement Plans
    5. The Savage Truth on Taking Money Out
    6. Minimum Required Distributions
    7. The Savage Truth on Retirement Plans after Death
    8. Retirement Plan Protection
  19. Chapter 13: The Savage Truth on Getting To—and Through—Retirement
    1. The Savage Truth: How Much Money Will I Need?
    2. Consider Your Retirement Lifestyle
    3. Take Your Money to Monte Carlo!
    4. Streams of Retirement Income
    5. The Bottom Line on Retirement Planning
  20. Chapter 14: The Savage Truth on Long-Term Care Insurance
    1. Understanding Long-Term Care Insurance
    2. Making LTC Policies Affordable
    3. Living without LTC Insurance
  21. Chapter 15: The Savage Truth on Wills and Estates
    1. If You Don’t Have an Estate Plan, the State Will
    2. The Savage Truth on Revocable Living Trusts
    3. The Savage Truth on Estate Planning and Life Insurance
    4. Spouses and Estates
    5. The Savage Truth on Charitable Giving
    6. The Savage Truth on Planning for Health and Wealth
  22. Conclusion . . . and Beginning
  23. Acknowledgments
  24. Index

Product information

  • Title: The Savage Truth on Money, 2nd Edition
  • Author(s):
  • Release date: June 2011
  • Publisher(s): Wiley
  • ISBN: 9780470924167