This is not your father’s success book.

I was in Los Angeles recently having lunch with some friends who are millionaires and deca-millionaires—people worth $1 million to $10 million and up. As I looked around the table, something made me smile. I noticed that none of us looked remarkable in any way. No one was wearing an expensive suit—some of us looked like we were on our way to a pool party. We weren’t discussing anything particularly deep or earth-shattering. I realized that we were really average in every visible way. You would have probably walked right by if you saw any of us on the street.

So what did this group of “regular people” do to enter the top income bracket in the world—while most ...

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