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The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams by Trent Hamm

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Chapter 3. A Visit from the Black Swan

My wife and I went into the bathroom together and studied the pregnancy test. An unmistakable line appeared, indicating a positive result. There was a child inside of her, one that was going to arrive in several months, whether we were ready or not. We celebrated that night. I had a glass of wine, while she chose not to “because of the baby,” of course. And then it hit me. Just like that, everything was changing. I thought, I can’t afford this! My life as I knew it was no more.

February 2005

Life hands you unexpected things all the time. Your car breaks down. You or your spouse get pregnant unexpectedly. A new person enters the picture and sweeps you off your feet. You get into an accident. An old college ...

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