Chapter 7. Minding the Gap

I recall the rush of excitement as I held my first real-world paycheck in my hand. After taxes and savings, it amounted to $1,300 and a whirlwind of products and possibilities paraded through my mind—a new television for the living room, a small “celebration” spree at the bookstore, and picking up a couple DVDs I’d been eyeing. I needed a new hard drive for my computer, and it’d be awesome to take Sarah out for a great dinner. Oh sure, I had some bills to pay, but once those were out of the way, it was time to have some fun. I knew there was something else I should be doing with that money. Our wedding and honeymoon were less than a year away, and there was a nebulous dream about owning a house of our own. But that ...

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