5. Identity Theft

“Sometimes you need to get hit in the head to realize that you’re in a fight.”

—MICHAEL JORDAN

Imagine that one day you wake up and find that someone has opened a credit card in your name and charged $10,000 to it. Or used your health insurance. Or maybe drained your bank account, hacked into your email and sent spam to everyone in your address book, and removed all your files in iCloud. Identity theft is a waking nightmare—and it becomes a real horror movie when you realize that some dude, somewhere, knows where you live.

Identity theft occurs when someone steals your personal information and uses it without your permission. They do this by collecting pieces of information about you from different sources and putting it together, ...

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