Truth 26 IRA and 401(k) investments 101

Introductory courses in college often carry the designation 101, as in Economics 101. Once you have made the important decision to invest in your own retirement in an IRA or a 401(k), your next job is to determine the investments that you will include in your retirement accounts. Knowing and, more importantly, following a few basic rules should make your investment decisions much more productive in the long haul. So here is IRA and 401(k) investments 101.

An essential element of any successful investing plan is asset allocation. Asset allocation in IRAs and 401(k)s involves apportioning your investment dollars among a variety of investments, generally stocks, bonds, and cash in the forms of ...

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