Truth 32 Automatic 401(k) enrollment

Many of us tend to follow Mark Twain’s advice of never putting off until tomorrow what we can put off until the day after tomorrow. The consequences of procrastinating minor things, such as delaying getting an oil change for your car an extra 1,000 miles, may not be particularly serious, but when it comes to retirement planning, putting off a decision to start saving can seriously damage your retirement plans.

The key to successful investing is time. It may seem obvious, but the longer your money is invested, the more you’re going to earn. And even when (not if) the inevitable downturns in the stock market occur, if you have been invested for the long haul, you are in a better position to weather ...

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