Truth 37 My own identity theft experience

If you have never been a victim of identity theft, it might be hard to understand just how traumatic it is. You might think that because you’re not on the hook for paying for fraudulent charges racked up by an identity thief, identity theft is not a big deal. The problem is that, while in theory, you aren’t responsible for charges incurred by an identity thief, in reality, it’s much more complicated. I know from personal experience.

About 10 years ago, I received a phone call from a collection agency. The woman I spoke with explained that her company was collecting on an unpaid phone bill. According to the caller, I failed to pay a rather large phone bill during a six-month span in an apartment in Chicago. ...

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