Weaving It all Together

Chapters 1 through 12 discussed several risks you may be facing. These chapters also made it clear that there are options available from specialists in the insurance industry that understand your lifestyle. These options include insurance products as well as personal risk management strategies you can implement. The case study that follows will help you see how both insurance products and personal risk management strategies helped greatly reduce the risks faced by Francesca and her family.


Francesca has had a remarkable career. She graduated at the top of her business school class at Wharton in 1990 and interned each summer at the investment bank Fischer, Lane, and Company. As an intern, she impressed the executives so much that they had a job on the investment banking team ready for her upon graduation. There she worked her way up from summer intern to chairwoman and CEO.

Francesca quickly earned a reputation as a top performer and found herself heading the investment banking division after seven short years with the firm. She led her division to become the most profitable in the firm, which opened the path for her to the senior executive level as vice president of the investment banking goliath. During these years her annual earnings averaged $3 million and her stock options piled up.

On her 45th birthday, Francesca was nominated by the board of directors at Fischer, Lane, and Company to be the new chairwoman ...

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