Habit 20

They Are Good Stewards of Money

Secret 44 for Creating Your Own Success: Live Below Your Means

People choose to live one of three different ways: above their means, within their means, or below their means. Which one describes you?

If you live above your means, you make purchases using your credit cards that you may not be able to pay in full when your statements arrive. Living above your means may not afford you the extra cash for an emergency savings account or an investment account that will prepare you for your financial future.

If you live within your means, you make purchases using cash or your credit card. You pay your mortgage and other bills in full by the due date and have an emergency fund. You may have extra money to begin ...

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