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What Self-Made Millionaires Do That Most People Don't by Ann Marie Sabath

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Habit 21

They Are in Control of Their Financial Destiny

Secret 46 for Creating Your Own Success: Pay Yourself First

Have you heard the “sagely” advice to pay yourself first?

If you are like most Americans, you have not followed this counsel. In fact, 26 percent of Americans do not even have an emergency savings account let alone are following the practice of “paying yourself first.”1

You may be wondering how you can even think about paying yourself first when you haven't built a savings account for those unexpected expenses.

Let me suggest a few ways to begin by working on both building an emergency fund and paying yourself first.

How to Build an Emergency Fund

Start by evaluating your existing fixed expenses. Review your current cell phone data ...

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