March 2010
Beginner
338 pages
10h 52m
English
Content preview from Your Money: The Missing ManualBecome an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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Chapter 13. Retirement: The Final Frontier
"Doing the garden, digging the weeds—who could ask for more? Will you still need me, will you still feed me, when I’m sixty-four?”
—The Beatles
We all know we should save for retirement, but even those of us who are saving find the subject a little mystifying: How much should we save? For how long? And just where should we put our money?
You can spend a lot of time looking for the best options—or you can just get to work, reminding yourself that the sooner you start saving, the better. Besides, “best” is a moving target; what’s best today may not be best tomorrow.
This chapter will help you sort things out. You’ll learn some ways to estimate how much you need to save for retirement, and find out where to put your savings so it can grow as much as possible. You’ll also get a glimpse at the pros and cons of early retirement.
What Will Retirement Look Like?
Retirement means different things to different people. To you, it may mean a house on the lake with plenty of time to garden. To your best friend, it may mean the chance to travel the world or golf every day. Just as we each have different careers, we’ll have different experiences once we stop working and move on to other things. (In fact, some folks won’t ever stop working!)
According to a 2002 poll from Harris Interactive (http://tinyurl.com/HI-rpoll), less than a quarter of senior citizens view retirement as a winding down: “Most see retirement as either a continuation of what was before retirement ...
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I wanted to learn C and C++, but it didn't click for me until I picked up an O'Reilly book. When I went on the O’Reilly platform, I was astonished to find all the books there, plus live events and sandboxes so you could play around with the technology.Addison B.
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I'm always learning. So when I got on to O'Reilly, I was like a kid in a candy store. There are playlists. There are answers. There's on-demand training. It's worth its weight in gold, in terms of what it allows me to do.