Scott Palmer, Ph.D., has done database design and programming since 1985. He is the author of 21 books, including three best-sellers. He was computer columnist for The Washington DC Business Journal and has written for The Wall Street Journal, Federal Computer Week, InfoWorld, PC World, Cato Policy Report, Reason Magazine, and many other publications. He studied at Indiana University, the State University of New York, and the University of London. He is a member of the Mathematical Association of America and the American Economic Association.