December 2024
Intermediate to advanced
336 pages
8h 46m
English
book
Computational Intelligence for Autonomous Finance
by Deepak Gupta, Mukul Gupta, Rajesh Kumar Dhanaraj, Balamurugan Balusamy, Parth M. Gupta
Content preview from Computational Intelligence for Autonomous Finance
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6Integration of Fintech with Data Science (DS) and Artificial Intelligence (AI): A Challenging Footstep
Ankur Goel1*, Monisha Awasthi2, Anamika Rana3 and Sushma Malik4
1Meerut Institute of Technology, Meerut, India
2Uttaranchal School of Computing Sciences, Uttaranchal University, Dehradun, India
3Maharaja Surajmal Institute, New Delhi, India
4Institute of Innovation in Technology & Management, New Delhi, India
Abstract
Financial Technology or simply a ‘Fintech,’ is a buzzword today within financial institutions and the overall financial industry. Traditional financial services have significantly changed due to innovation and technology. Today, technology appears to be a crucial factor in the expansion of the digital economy. With the growth of the market and advancements in technology, Indian financial service providers have also actively embraced technology over time to improve client reach, service delivery, and operational efficiency. However, financial technology usage is still lagging below its potential and facing numerous challenges. The aim of this study is to obtain an understanding of ‘Fintech,’ its various applications in financial industry, the integration of data science and AI with Fintech, and to explore the use cases of data science in Fintech. This study is based entirely on conceptual and narrative search of literature through peer-reviewed journals, articles, and other literature. It discovered that Fintech is still in a nascent stage in the Indian financial ...
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