6.1 LARGE LANGUAGE MODELS IN BANKING6.2 REGULATORY FOCUS ON LARGE LANGUAGE MODELS6.3 LLM THEORY6.4 ALIGNMENT AND REINFORCEMENT LEARNING FROM HUMAN FEEDBACK (RLHF)6.5 LLMs AS AGENTS, NOT JUST PREDICTORS6.6 AGENTIC AI6.7 LICENSING ISSUES AND DATA USE6.8 LLM APPLICATIONS IN BANKING AND FINANCE6.9 CASE STUDY: COMPARISON OF PROMPT ENGINEERING AND FINE-TUNING FOR A CREDIT SCORING EXPLAINERNOTES