5.1 Portfolio Management 5.2 Techniques to Reduce Portfolio Risk 5.3 Portfolio Credit Risk Models 5.4 Credit Monitoring 5.5 Credit Rating Agencies 5.6 Alternative Credit Risk Assessment Tools 5.7 Early Warning Signals 5.8 Remedial Management 5.9 Managing Default 5.10 Practical Implications of the Default Process 5.11 Credit Risk and the Basel Accords