Higher Returns from Safe Investments: Using Bonds, Stocks, and Options to Generate Lifetime Income

Chapter 13. Conclusion—Assembling the Program for Lifetime Investment Income

In this book, we have covered a number of different income-producing strategies that utilize a variety of bond and stock investments. Table 13-1 summarizes these strategies, their historical risks, and my projections for future returns in the coming decade (2010–2020). The strategies are listed from safest to riskiest. No future performance can be guaranteed, but these potential returns based on current interest rates are more likely to be realized than past returns from bonds when interest rates were far higher than they are now. Just to be on the safe side, I have anticipated equity returns of 8% per year for all the equity strategies, which is less than the 10% long-term ...