May 2024
Intermediate to advanced
238 pages
2h 58m
Chinese
Content preview from 金融中的人工智能Become an O’Reilly member and get unlimited access to this title plus top books and audiobooks from O’Reilly and nearly 200 top publishers, thousands of courses curated by job role, 150+ live events each month,
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中国自从改革开放以来经历了天翻地覆的变化，如今已经是世界第二大经济体，占全球GDP的比重超过16%。而中国的经济增长模式也正由过去的要素投入型走向创新驱动型。创新需要金融市场的辅助，更需要科技赋能。
在历经金融大统一、分业经营及综合经营的不同时代后，中国金融业正在迈入金融科技（FinTech）的4.0时代。第三方支付等金融形式的出现，逐渐证明了科技对金融的价值。金融科技正式成为新的市场力量，以大数据、云计算、区块链以及人工智能为首的新兴技术推动了这一场金融科技革命。
近年来，人工智能（AI）的发展和规划得到了国家层面的高度重视和政策支持，逐步确定了人工智能技术在战略发展中的重要性。在过去十年，传统金融不断被新兴互联网金融所挑战，金融科技在优越的用户体验、高效率、低成本、迅速推出新产品以及开拓新市场等方面都体现了巨大的优势。互联网银行的典范——微众银行在成立的第二年就开始盈利，短短数年利润达到100亿元，估值1100亿元，客户数量超过7100万。这些成就的取得少不了良好的策略、科技以及人才的支撑，金融科技在其中发挥了举足轻重的作用。
市面上有许多关于人工智能、数字化转型以及现代金融业务的图书，比较罕有的是专注于人工智能的金融科技书籍。本书从洞察者及实践者的角度描述了数字驱动下的新金融，涉及主流的技术方案、业界流行的金融服务平台以及许多实际案例。希望本书能启发更多金融及IT从业者对金融科技进行思考，从而推动中国金融业改革再上新台阶。
——欧阳超信（Greg Au-Yeung） 资深银行IT高管 上海复旦大学高级顾问 启蒙中国（Inspiring China）YouTube频道主持
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