Chapter 17. Planning for College or Retirement
IN THIS CHAPTER
Long-term financial planning is essential when you need to save over an extended period to meet a major financial goal, such as paying for college or funding your retirement. Although precise predictions over periods of years or decades might be unrealistic, there are still techniques you can use to ensure that you are at least in the ballpark.
Long-term Planning
Long-term financial planning is bedeviled by several uncertainties that are not relevant for shorter term situations. If you want your long-term plans to be even reasonably accurate, you must take these uncertainties into account.
Accounting for Inflation
Inflation is the ...
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