Management of Banking and Financial Services, 4th Edition by Pearson

274 n management of banking and financial services

and (e) advances granted against the security of the banks’ own term deposits, on which the banks hold

specic lien.

n Exposure norms for specic sectors have also been outlined by the RBI in the cited circular, which can be

accessed at www.rbi.org.in.

Large Exposures Framework (LEF)

In addition to the Exposure Norms, credit concentration risk is being addressed through the Large Exposures

Framework of the RBI, published in December 2016.

The framework is closely aligned to the standards proposed by the Basel Committee in Supervisory framework

for measuring and controlling large exposures, ...