Managing Risks in Commercial and Retail Banking

About the Author

The author had significant exposure in banking regulation and supervision in the Reserve Bank of India. He was the former chief of the Reserve Bank of India's department of banking operations and development, which deals with banking policies and regulations, including those that relate to commercial banks’ risk management systems. Later, the author worked as the head of a project implementation group of the Reserve Bank of India to introduce the risk-based bank supervision system. He subsequently worked as a risk management consultant to two commercial banks in India for four years. The author was a member of the faculty of the Reserve Bank of India training college for about a decade. He is a professional speaker on risk management in commercial banking.

The author had a brief association with the International Monetary Fund, where he rendered his services as a technical expert on bank supervision. During his service in the Reserve Bank of India the author visited several countries in Europe and Asia, besides the United States, and had interactions on bank regulation, supervision, and risk management practices with the regulatory and supervisory authorities.

This book is an outcome of the author's experiences in the Reserve Bank of India as the overseeing authority on implementation of risk management practices and procedures by the banking system and his experiences in commercial banks as a risk management consultant that included practical work in the field. ...