Mobile Home Insurance
Mobile homes generally cost less than conventional housing. Some families have purchased mobile homes as an alternative to conventional housing; others have bought mobile homes as vacation homes or second homes.
Under the ISO program, mobile home insurance is written by adding an endorsement to either a Homeowners 2 or Homeowners 3 policy, which tailors the homeowners policy to meet the special characteristics of mobile homes. A number of specialty insurers also write mobile home insurance based on their own forms tailored to mobile home exposures. The following discussion of mobile home insurance is based on the ISO program.3
Eligibility
An eligible mobile home typically must be at least 10 feet wide and 40 feet long, must ...
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